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Are paramedics covered by workers’ compensation?

On Behalf of | Sep 23, 2024 | Workers' Compensation |

Paramedics and emergency medical technicians are vital to our communities, providing critical care during emergencies. Given the inherent dangers of their work, it is important to clarify whether they are protected under workers’ compensation laws in Alameda County, Contra Costa County and across California.

Understanding workers’ compensation

Workers’ compensation is a required insurance program that covers employees who experience work-related injuries or illnesses. This includes coverage for medical expenses, temporary and permanent disability benefits and death benefits for the families of deceased workers.

The California Department of Industrial Relations ensures that this coverage extends to all employees, including paramedics and EMTs. This ensures they are protected under the law.

County coverage

Both Alameda and Contra Costa County adhere to California’s workers’ compensation laws. Paramedics and EMTs working in these counties, whether for public agencies or private employers, are entitled to workers’ compensation benefits if injured while performing their duties. The counties’ Risk Management Units are responsible for managing these claims and ensuring that injured workers receive the appropriate care and benefits.

The nature of a paramedic’s or EMT’s job exposes them to numerous risks, including physical injuries, exposure to infectious diseases and psychological stress. Because of these hazards, California law requires that all employers provide workers’ compensation coverage to ensure that these essential workers receive medical care and financial support if injured at work.

Steps for filing a claim

If a paramedic or EMT is injured while on duty, they should immediately report the injury to their employer. The employer is then responsible for providing a workers’ compensation claim form and submitting it to their insurance carrier. The injured worker will receive medical treatment and may be eligible for disability benefits, depending on the severity of the injury.

Paramedics and EMTs throughout California are indeed covered by workers’ compensation. This ensures they receive the necessary medical treatment and financial support in the event of a work-related injury, which allows them to continue their vital role in our communities with peace of mind.