The financial threats that sudden disability can bring could be devastating, but that is only one part of the struggle. Knowing that a significant percentage of applications for Social Security Disability Insurance benefits in California are rejected could be discouraging. However, SSDI rejection often results from simple errors made by the applicants, such as providing inaccurate or insufficient information or explanations. An applicant can improve his or her chances of receiving benefits by gaining knowledge of the claims process.
Although SSDI typically comes into play when a person becomes disabled, he or she will only be eligible for benefits if the disabling condition is expected to continue beyond one year. Also, the applicant must not only be unable to return to a previous occupation but must also be unable to do any other type of work. If a person can earn an income in a different line of work, he or she will not qualify for disability benefits.
Providing the Social Security Administration with as much information as possible might speed up the processing of the claim. In particular, providing all medical documentation from hospitals, doctors and providers of health care rather than waiting for the SSA to request them may help. A comprehensive list of past occupations will also prevent delays in the application process.
Individuals in California who find the claims process for SSDI intimidating can get assistance from an attorney who is experienced in fighting for the rights of those with disabilities. Some people whose initial applications are rejected give up too soon. An experienced SSDI attorney can provide the necessary support and guidance throughout the multi-step proceedings of the appeals process.
Source: fool.com, "Social Security Disability: Why Do So Many Americans Get Denied?", Dan Caplinger, Accessed on Oct. 20, 2017